Learn About Accept’s Fees

Accept’s Payment Processing Fees

There are no minimum monthly transaction requirements, and fees are only charged when card payments are processed.

The transaction rates remain the same no matter what type of card is charged—Visa, Mastercard and American Express are all charged at the same rate.

Accept’s Fees by Payment Type

Here are the payment types you can accept with Accept and the associated fees:

Payment Type	Price
Inserted Chip and PIN Cards	.40% debit / .75% credit per payment
Contactless Cards and Devices	.40% debit / .75% credit per payment
Tap to Pay on Android	.40% debit / .75% credit per payment
Swiped Magnetic Stripe Cards	.40% debit / .75% credit per payment
POS App Manually Keyed-In Cards	2.4% per payment
POS App Card on File Transactions	2.4% per payment
Invoices	2.54% per payment
Invoices Card on File Transactions	2.4% per payment
Virtual Terminal	2.4% per payment
Virtual Terminal Card on File Transactions	2.4% per payment
Online Checkout Link Recurring Payments	2.4% per payment
Accept Online	1.2% + 20p for UK cards and 2.4% + 20p for non-UK cards per payment
Accept Online Checkout Links	1.2% + 20p for UK cards and 2.4% + 20p for non-UK cards per payment
Subscription Payments	1.2% + 20p for UK cards and 2.4% + 20p for non-UK cards per payment
Digital Gift Cards	1.2% + 20p for UK cards and 2.4% + 20p for non-UK cards per payment

Note: The higher fee for manually entered transactions is due to a greater risk involved with these payments, as neither the payment card nor the buyer have to be present for the payment to occur.

Contact us to learn more about how processing fees work.

Chargeback fees

£15 per chargeback.

No Hidden Fees

Accept uses a simple per-transaction pricing structure, with no hidden fees. There are no fees for:

• Account activation

• Early termination

• Interchange fees

• Cash payments

• Account inactivity

• PCI compliance

Card fees are included in Accept's fees, so you will not incur any charges from the card networks. Learn more about the way our fees are broken down.

Note: Payment processing fees are taken out of the total amount of each transaction, including any VAT you may apply on the sale and tip.

Note: Processing fees are charged per transaction and deducted before each transfer. If you would prefer your fees to be charged on a monthly basis, contact us.